FAQs

We work with nearly every major financial institution directly or indirectly through our relationships with financial brokers and banks nationwide.

You must have at least 680 credit score to apply for our personal or business loan products.

Pre-approvals typically happen on the same day your credit report is submitted. If we need more time for the pre-approval, you will be notified.

The interest rates on unsecured and un-collateralized loans vary based on your credit history. However, you can typically expect interest rates ranging from 4% to 24.95%.

The funding process generally takes 15 – 20 days from when you submit all of the requested documentation.

We have 0 upfront fees. 0 upfront fees mean we only get paid when we successfully secure your capital. Once we secure the funding, our fees are 15% on personal loans. However, business loans generally require more work, and your fees will range between 17% – 23% based on the strength of your credit profile.

The fees are to be paid within 24 hours of receiving the loan we helped acquire for you.

For personal loans, you will need the following items

• Picture of your Driver’s License (front & back)
• Utility bill with your name on it
• Picture of your Social Security Card (front & bank).
• Last 6 months’ bank statements.

For business loans, you will need the following

• Picture of your Driver’s License (front & back)
• Utility bill with your name on it
• Picture of your Social Security Card (front & back)
• Last 6 months’ business bank statements
• EIN letter from IRS

To correctly manage the loans, we teach our customers a process called “Debt Service.” Debt Service is when you deduct a portion of the loan (typically 10 – 15% or equal to the loan’s interest) and add it to a separate bank account only used to pay at least the minimum balances of those loans.

Setting up a debt service bank account makes managing your loan payments easy. If necessary, our staff will teach you how to do this upon your approval.

Our personal lenders loan up to $450,000 per customer. Any pre-approved customer can expect to receive their funds within 15 – 25 days of submitting their application.

Our business lenders loan up to $600,000 per business. Any pre-approved business can expect to receive funds within 15 – 30 days of submitting their application.

Consumer financing is how you help your customers acquire financing to pay you for your products and services. Think about a college tuition; most kids can go to college simply because the college offers “financial aid” or “student loans” for the children to pay for college. Consumer financing is that exact process, but for your industry.

We offer consumer financing to trucking companies, vacation rental companies, exotic car rental companies, e-commerce automation companies, musicians, film producers, private jet charter companies, jewelry companies, and High Ticket Offer Consulting companies.

If you have credit cards with over $2,500 balances, our team will help you turn 100% of those credit cards into cash in your bank account.

The fee for credit card liquidation is 10% of the funds we are liquidating.

We offer the following services to entrepreneurs:

• Personal funding
• Business funding
• Consumer financing for products or services over $10,000
• 100% credit card liquidations
• 24-hour inquiry deletion
• Fast credit restoration.

We will refer you to our credit specialist if you aren’t approved for funding. You can work
with them to help remove the inquiries